1. “Personal bankruptcy’s not just for the poor.”
2. “When it comes to bankruptcy, one size doesn’t fit all.”
3. “We don’t want your house if we can’t get good money for it.”
4. “This could actually improve your credit score down the road.”
5. “Debt-settlement firms may do more harm than good.”
6. “Don’t settle with Mom first or fudge the condo in Boca.”
7. “Better save up before you file.”
8. “Just because your bills stop coming doesn’t mean you shouldn’t pay them.”
9. “Timing is everything.”
10. “Bankruptcy doesn’t have to be the end of the world.”

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