GreenStone Farm Credit Services

GreenStone Farm Credit Services is Michigan and northeast Wisconsin's largest agricultural lender. Headquartered in East Lansing, MI, GreenStone is the country's fifth largest association in the Farm Credit System. We are a $5 billion organization of 17,500 members with 37 branches throughout Michigan and Wisconsin.

GreenStone FCS provides financial services to the agricultural industry - including short, intermediate and long-term loans, equipment and building leases, life and crop insurance, accounting and tax services, and appraisal services. GreenStone also specializes in residential & country home loans, provides lending products for the purchase, improvement, construction or refinance of residences along with financing future home sites.

Real Estate Loans – Finance or refinance farm land purchases, land contracts and improvements to farm land and structure

Capital & Intermediate Term Loans – Used to finance both new and used equipment, breeding livestock, and other capital items.

Operating Loans – Short-term loans used to finance daily business operations

Trade Credit Loans – Allows customers to obtain credit through an agribusiness at the point of sale for equipment, supplies, or services

Leasing – Allows customers to improve their cash flow, conserve working capital and deduct up to 100 percent of their payments on all types of farm equipment and facilities

Residential Home Loans – Allows customers to finance the purchase of a new home or to refinance an existing home

Construction Loans – Offers fully-contracted and do-it-yourself loan programs

Home Site Loans and Recreational Land Loans – Financing of land for building a home or a parcel perfectly suited for hunting or other outdoor activities

Country Living Equity Loans – Designed specifically for part-time farmers to allow them to utilize the equity in their home for living and operating expenses

MasterCard and VISA Credit Cards – GreenStone branded cards offering a variety of reward programs, no annual fee, and automatic Quick Pay option

Life Insurance – Flexible terms and competitive rate programs including disability insurance plans

Crop Insurance – A variety of Multi-Peril and Revenue Crop Insurance programs, as well as Hail Insurance and Livestock Insurance

Accounting Services – Support for various software programs, payroll or general accounting, as well as providing AgManager and QuickBooks Software

Farm Cash Management – This program combines the ready availability of a revolving line of credit with the high return of a short-term investment account

Tax Planning and Preparation Services – Certified tax specialists offering tax return preparation, payroll compliance services, tax planning and IRS audit assistance

Appraisal Services– Conducted on agricultural, agribusiness and rural residential properties

Home Banking – Online service available 24 hours a day, seven days a week

Patronage Program – Designed to give back a portion of patronage eligible net interest income in the form of cash to those customers who have borrowed funds throughout the year