My Insurance Expert

In this video we take a look at how insurance companies will rate an individual plan and how they rate group plans. They way that they rate the plans directly influence what the plan is going to cost for you. This video looks at how an individual plan can actually save you money because of the ratings from the insuranc...e companies.

It also gives an inside look at what types of information influence the insurance's rating on your plan. If you don't know what kind of factors influence the cost of your insurance plan, then watch this video to find our more.Read More

This video takes a look at what exactly COBRA is and what it entails. Even though COBRA insurance may last up to 18 months it may not be the best option for you and your family to stay on that plan the whole time.

This video also looks at the reason why an individual health insurance plan may just be better than any COB...RA plan. It takes a look at cost as well as added benefits. If you have any questions about COBRA and are considering staying with the plan, you want to watch this video as it may just change your mind.Read More

This video explains a common occurrence with people who are in between jobs and planning on getting health insurance when they get the actual job. Doing this could be setting up those people for a disaster.

The video explains what type of health insurance should be bought in between jobs, even when a person knows they w...ill have health insurance through an employer in 30 days. It also looks at why health insurance is so important to have at all times, even when you are planning on getting insurance in a couple weeks. Do you really know what will happen in those few weeks without health insurance?Read More

This video takes a look at the what the difference is between a Health Maintenance Organization (HMO) and a Preferred Provider Organization (PPO). This is often confusing for people who are looking for health insurance and want the best options. HMO and PPO plans are completely different and each one may have it's adva...ntages when it comes to your life. In this video we take a look at each one of these types of plans to see which one may be the best option for you right now.Read More

Electronic medical records have been a popular subject in the medical community. This video will explain some of the benefits of electronic medical records and what you as the consumer should know about them. It looks at some of the reasons how electronic records can save you both time and money.

It also looks at the fu...ture of electronic records and who should be responsible for them: you or the doctors? If you have any questions about electronic records, you will want to listen closely as the the benefits and future of the records are explained in detail.Read More

This video takes a look at what people can do if they have a pre-existing conditions that prevent them from obtaining traditional health insurance. Some people have the misconception that when they have pre-existing conditions that they are not eligible for any health insurance.

This video helps to explain how people in... certain states can get health insurance through a state risk pool. If you have a pre-existing medical condition a state risk pool may be your only choice for health insurance and here is how you can go about getting it.Read More