Clinard Insurance Agency

Most business owners are aware of the importance of general liability insurance. General liability coverage can protect a business from liability issues, claims, lawsuits, etc...

Business Owner’s Policies are pretty standard in the world of business, but what some businesses don’t realize is that there are many insurance agencies that can offer insurance programs specific to certain industries, occupations, etc. In...

Homeowner’s insurance is a must have for anyone who owns or plans to own a home. Depending on the location of your home and the structure of your home, homeowner’s insurance quotes can be fairly high. Th...

As a business owner and chief operator, you do everything you can to protect your employees from the potential dangers that lurk, but you’re not a super hero. Accidents can happen; in fact they do happen every day, especially in the workplace. ...

According to a recent survey, one out of every ten people will become disabled before the age of 65.  Do you have a plan if this happens to you?  Does your plan consist of relying solely on your Social Security, unemployment checks, and/or workers comp?  We hope not. F...

Homeowner’s insurance is a must have for anyone who owns or plans to own a home. Depending on the location of your home and the structure of your home, homeowner’s insurance quotes can be fairly high. Th...

As a business owner and chief operator, you do everything you can to protect your employees from the potential dangers that lurk, but you’re not a super hero. Accidents can happen; in fact they do happen every day, especially in the workplace. ...

Umbrella insurance is a commonly overlooked coverage for homeowners and property owners that could end up saving you a lot should you be faced with a lawsuit. Umbrella insurance can protect you from being liable if someone sues you for being hurt on your property or in your home...

According to a recent survey, one out of every ten people will become disabled before the age of 65.  Do you have a plan if this happens to you?  Does your plan consist of relying solely on your Social Security, unemployment checks, and/or workers comp?  We hope not. F...

When you go in to get business insurance at any agency, a good insurance carrier is going to recommend a BOP - a business owners policy. Don't get nervous and start wondering if the carrier is trying to scam you or make you buy something you don't need...

Umbrella insurance is a commonly overlooked coverage for homeowners and property owners that could end up saving you a lot should you be faced with a lawsuit. Umbrella insurance can protect you from being liable if someone sues you for being hurt on your property or in your home...