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For all the doom and gloom about the housing market, it still generally pays to own a home.

Yousaf Chaudhry - Realtor today released the results of its Primary Mortgage Market Survey (PMMS) in which the 30-year fixed-rate mortgage (FRM) averaged 5.07 percent with an average 0.7 point for the week ending September 10, 2009, down from last week when it averaged 5.08 percent. Last year at this time, the 30-year FRM averaged 5.93 percent.

Yousaf Chaudhry - Realtor APR is irrelevent to different buyers because of their unique circumstances. The Time Horizen Cost is the total cost of the mortgage in dollars over the period the borrower expects to be in the house.
www.washingtonpost.com
The annual percentage rate,or APR,that the law requires mortgage lenders to disclose is not a useful measure of cost to the borrower. Expressed as a percentage,it makes no intuitive sense to most borrowers,does ...

Yousaf Chaudhry - Realtor Add this widget to your google page...Get real estate data and forecasts for 381 U.S. markets
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iGoogle is a more personal way to use Google.com. Customize your page anyway you like, by adding your favorite themes and gadgets from across the web.

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Q: My husband and I bought a house four years ago. We were legally separated 16 months ago,and the house was deeded to me. I have been paying the mortgage since our separation. I tried to contact the lender ...

money.cnn.com
Home prices are likely to continue to fall; here're some strategies for making a purchase decision.

www.youtube.com
In this part we look at two things - 'Diminishing Musharakah,' the Islamic alternative to home finance and student loans. Using these examples we illustrate the equity and service-backed aspects of Islamic finance. Watch the full video here: http://www.islamicadvisory.com/trainingmodules.aspx

Yousaf Chaudhry - Realtor This is a two part video over islamic sharia compliant mortgage.
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What makes Islamic finance different from conventional finance? And what makes it better? We look at 3 real-world examples and find out. We also introduce you to the 4 principles that guide Islamic finance transactions. Watch the full video here: http://www.islamicadvisory.com/trainingmodules.aspx

Yousaf Chaudhry - Realtor A leading Islamic finance company talks about home ownership the Sharia way.
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Video of the PBS show Religion and Ethics Newsweekly examines how even in the current recession Islamic finance continues to gain ground.

Yousaf Chaudhry - Realtor New Federal Law Consumer Protections
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Austan Goolsbee of President Obama's Council of Economic Advisers talks about the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009 - also known as the Credit Card Bill of Rights - which he worked hard on and which kicks in today. ...

Yousaf Chaudhry - Realtor
Home prices fell 27% from the 2006 peak to the end of 2008 while the amount municipalities collected in property taxes rose 12% from 2006 to 2008.
There's a simple fix: Dispute your home's assessment -- and win. Simple, but not always easy. Municipalities are flooded with homeowners seeking tax reductions, and many to...wns are reluctant to deliver "because they can't find money anywhere else,"
money.cnn.com
Getting overcharged? Appeal your property tax bill the smart way.

Yousaf Chaudhry - Realtor
“The Home Seller's Guide To Tax Savings: Simple Ways For Any Seller
To Lower Taxes To The Legal Minimum.”
www.julianblocktaxexpert.com

www.washingtonpost.com
Q. I am in the process of selling my house in a short sale. My mortgage is $450,000. The current value of my house is $375,000, and my lender has agreed to allow me to sell it for that price. Under the terms of the sale, my broker will get a 3 percent commission and after all closing costs are pa...

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Each month, This Month in Real Estate provides expert opinion and analysis on real estate trends across the nation. The aim of the consumer-oriented segments is to provide real information on real estate.

money.cnn.com
New homes sold at an annualized rate of 433,000 during the month, according to government report. That far exceeded analysts' expectations and was up 9.6% from the revised 395,000 rate recorded in June. A consensus of industry experts surveyed by Briefing.com had predicted July sales of 390,000.





















