14 Reviews
Tell people what you think
Kenny G Yeglinski
· December 6, 2017
Great People to work worth. Up front and honest. Would recommend to any business owner seeking a loan.
Mark Cohen
· July 19, 2017
The easiest borrowing experience ever! Puts banks to shame. SHAME!

TMR did what I asked, worked through my accounting department and allowed me to make informed decisions. The process was great ... ... simple and effective.

We'll be back, business is booming !
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Susan Abrams
· March 2, 2017
TMR lived up to their reputation; being available to small business'; efficient, quick app with record funding turnaround time; I'm real pleased. Thank you Scott Platto and TMR.
John Main
· February 23, 2017
A very professional company. I'm glad that i believed in them and that they trusted me and my company. Special thanks to Jason and all of the TMR team. John Main
Keith Wilson
· February 7, 2017
scott platto has been awesome with everything able to lend when others make promises . great job scott
David Abrahams
· October 17, 2015
These guys really do get the job done as they say not like the rest!
Congrats to our wonderful staff, you guys raise the bar, every week! - Jason Reddish CEO & Val Pinkhasov President Total Merchant Resources.
Total Merchant Resources the leader of Creative Business Funding has helped so many businesses since airing on ABC Shark Tank. Give us a call today! 732-671-5710
Total Merchant Resources on Small Business Now
Find your next great career opportunity at Total Merchant Resources

New Jersey's New Governor was sworn in today. Here are 5 things you need to know about Phil Murphy.…/11/meet_your_new_governor_phil_murphy.h…

Learn more about Phil Murphy, the Democrat who won Tuesday's race to succeed Chris Christie as New Jersey's governor, and what he has promised.

Just in Case You haven't seen it. Check our full Shark Tank shooting below! The Future is Ours to Make!

Apply for small business funding. $5K to $500K in working capital. Apply for a merchant cash advance today! 24/48 hours FAST approval. Featured on Shark Tank!

This article in Bplans blog will inspire you to create a financial contingency plan for your #smallbusiness. The author discusses alternative sources of financing as an option to keep your business humming during unexpected breaks in your cash flow or unforeseen circumstances. It's critical for all small businesses to think about a financial contingency plan, and these tips will serve as inspiration to take a long view of your small business, so you have an actionable plan wh...en things get difficult.

At Total Merchant Resources, we love to provide actionable insight from around the web to our clients and partners running small businesses throughout the United States. The articles we share here in Facebook are meant to educate and support small business owners in their everyday efforts to keep their businesses humming! And, speaking of alternative sources of capital, we are very much and alternative source of working capital for any reason; expansion, repairs, new hires, ordering inventory - whatever the need, get in touch with us today right here on Facebook and will work with you to get an answer in 24-48 hours. That's how fast we can turn around capital to keep your business on track! Or, visit us on our website at to submit your secure application.

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Having a financial contingency plan is a must—not just for established small businesses, but also for businesses in the earliest stages of formation.

Alternative Lenders see growth in funding approval from October to November by 1/10 of 1%, which bodes well for your small business. As both banks and alternative financing companies like Total Merchant Resources see a very slight easing of credit restrictions, there is money out there for your small business. Check out this report from Small Business Trends to view stats on banks and alternative financing companies and see where you fit in.

If your small business has been ...denied credit by a bank, just fill out our quick app at and we'll connect you with one of our account managers who will turn your application around in 24-48 hours to get you the answer that will keep your small business on track for growth. Remember, you can apply for any reason - repairs, additions, new employees, inventory...whatever the need. And, if you're already working with other merchant cash advance providers and need to consolidate your positions, we're here to help! Get in touch today through Facebook or on our website and we'll work with you to get you the working capital you need now!

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According to the Biz2Credit Lending Index November 2017 report, loan application approvals for small businesses are on the rise at every type of lender.

Wildfires out west and this hurricane season's past devastation notwithstanding, it's very important for small businesses to plan and activate a data recovery plan in the event of natural disasters or, for those in larger cities, the possibility of terror attacks like the one's we've recently seen in New York City. Many of our small businesses now house computers for everything from inventory control to processing payments. These devices hold valuable data stored locally, but... with cloud computing, we're fortunate some things have moved to the cloud. Despite the work we do in the cloud, our computers can still hold custom data, email lists, important photos, marketing assets, and other digital files that are critical to the business. This is why it's important to have a backup and recovery plan. Read this post on Young Upstarts about protecting your data from disasters.

If you need working capital to activate your small business data recovery plan, this is precisely how Total Merchant Resources can help. Just call submit your Quick App online at or leave us a message here on Facebook and one of our account strategists will get back to you to process your application in 24-48 hours, so that you can get the cash you need to put in place your data storage and recovery plan now!

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Small business owners and entrepreneurs that want to best protect their valued digital assets should follow these best practices shared by David Zimmerman, CEO of LC Technology International for data management during and after a disaster.

Is your business suffering from employee low morale and disengagement. Here are some actionable steps you can take today to improve employee productivity, learn about roadblocks and impediments to employee success, and otherwise build a better relationship with your employees, before their underperforming affects your bottom line.

At Total Merchant Resources, we love to provide actionable insights to small businesses that can help their business grow. Many small businesses tu...rn to us for working capital to help with expansion, repairs, or to purchase new seasonal inventory. Apply today on our website or contact us here on Facebook to inquire about how our merchant cash advance, stacking consolidation program, or credit card processing programs can help your small business today. Just visit us on the web at or get in touch right here on Facebook, and one of our account managers will field your inquiry and get you approved in 24-48 hours.

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Learn to spot the signs of employee disengagement and head it off before it starts seriously costing the company.

What is the difference between a small business and a "startup? This post from explains the the distinction. Startups purpose are to scale quickly and capture the total market, usually with an idea that seed/angel or institutional investors will fund, because they want to reap the rewards when the company is sold or goes public. Small businesses are generally profitable from day one, but are far slower to grow on may only serve a local or regional market. It could ...take many years for a small business to become a major corporation.

At Total Merchant Resources, we help small businesses scale through our merchant cash advance, stacking consolidation, and credit card processing services. There are times when small business, like startups, need to borrow to fund expansion, make repairs, or hire extra employees during the holiday, with the confidence the revenue is there to pay back the position. These businesses are not sexy enough to attract individual angel investors or investment firms, but they still may require capital for a number of reasons and where they banks won't lend, we do. We work with small businesses everyday to provide working capital for any reason.

At TMR, we love to share actionable insights here on Facebook to educate small business owners. Remember, if you have a need for working capital for your small business or you're already working with other merchant cash advance providers and want to consolidate multiple positions, we can help. Just get in touch right here on Facebook or visit our website at for more information and to apply today for a merchant cash advance or stacking consolidation.

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There is a real difference between a startup and a small business. We walk through the exact definitions—and why you need to know—here.

This month, Val Pinkhasov, President of Total Merchant Resources, discusses how business owners are convinced to take multiple stack positions to avoid refinancing their initial merchant cash advance. But this behavior puts a huge burden on a business’s cash flow which may force a business to shut its doors! Total Merchant Resources can help your small business with our new consolidation program, which will consolidate multiple stack positions into one position, while also giving the ability to provide additional funding under our program, without having to refinance the position. [ 33 more words ]…/inside-merchant-cash-…/

In Episode 3, Val Pinkhasov, President of TMR, introduces our new consolidation position to help small business owners consolidate multiple stack positions.

One of the most important aspects of running a small business is self-reliance - the ability to problem solve and come up with solutions, instead of passing it off for someone else to do. As small business owners, we have to take the risks and reap the rewards. If we rely on others to do it for us, it may never get done.

This article cites two quotes from Amazon's Jeff Bezos on how they teach their kids resilience and how that translates into future success.

At Total ...Merchant Resources, we love to provide our small business clients and partners with online insights to remind and inspire them about focusing on the goals at hand and how problem solving and resilience leads to successful outcomes. We're here to help our small businesses with information and insight, as well as the working capital to fund expansion, repairs, or other capital intensive needs. If you need working capital today, contact us right here on Facebook and we'll get you a funding answer in as little as 24-48 hours.

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Jeff and MacKenzie Bezos are teaching their children remarkably powerful lessons that they will carry with them for the rest of their lives. reminds us of the 9 things we must overcome to make our first Million dollars. From blaming others to spending too much time with the wrong people, this article will remind you of what you need to do to take the most impactful steps to focus on your entrepreneurial aspirations. Making money gets hard when your vision lacks focus and you procrastinate on your goals. Making these slight adjustments can be beneficial to your everyday outlook and contribute to th...e growth of your small business.

Total Merchant Resources funds small businesses that are focused and ready to grow. We love hearing stories from the small businesses using our working capital to increase efficiency, hire more employees, renovate, or even expand a product line. The opportunity is there, you just have to shift your priorities and make sure you deliver the experience that builds customer satisfaction.

If you're in a pivot and looking to re-energize and transform your business today, but lack the working capital to do so, Total Merchant Resources can help. We fund small businesses with 3 months of proven revenue totaling $100K with cash from $5K to $500K for any reason. Our working capital has helped so many small businesses build and grow their businesses. If you need funding, get in touch today and we'll have an answer for you in 24-48 hours.

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Our own doubts are often the biggest barrier to success.

When people tell you you can't. tells us the story of the co-founder of Brooklinen, who was told at one job she was not "entrepreneurial" enough and was soon fired. But with that, it inspired her to push herself and with her husband, they've created a $26M company. Don't let anyone tell you you can't, because you can. Everyone has an entrepreneurial streak inside of them. Sometimes it just takes a little attention and risk to put yourself out there.

At Total ...Merchant resources, we found entrepreneurs and we take risks everyday to ensure that our clients are meeting the needs of their customers by providing working capital for their small businesses. Whether in a pinch or simply need strategic working capital for growth or expansion, Total Merchant Resources is here to help with $5K to $500K in funding to keep you on track to meet your small business goals. Just get in touch with us today by contacting us right here in Facebook or fill out a quick app on our website, Give us 24-48 hours and will have an answer for you to get you the cash you!

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The co-founder of sheet company Brooklinen learned to stay focused, determined and motivated.

A new Microsoft Stores and SurveyMonkey survey of 1,300 U.S.-based small businesses predicts 90% of small businesses will hire one or two employees next year. The survey also asked small businesses if they were concerned about cybersecurity threats. 25% said they haven't done much of anything to mitigate their cybersecurity risk and 50% said they weren't "concerned about a data breach." [ 183 more words ]…/trends-for-small-busi…/

Microsoft Store and SurveyMonkey report on small business trends for 2018 in terms of hiring, cybersecurity threats and other factors. Contains infographic.

Total Merchant Resources provides working capital to small businesses through an instrument called a "merchant cash advance." Early on, companies providing merchant cash advances developed a new financial product for a new market to solve a problem for small businesses unable to obtain funding from traditional banks. Many pin this on the financial collapse and how that global financial crash forced traditional lenders to tighten credit. A recent article by Da...vid Price - - speaks to the risk companies like ours take to fund small businesses. While we're happy to take on risk to provide small businesses with working capital to grow their business, there are questions as to the costs of merchant cash advance. First, they're not traditional loans and second, the risk of default is more prevalent. In this article, price explains why merchant cash advance rates differ from traditional lenders and what you need to know about how companies like ours achieve a profit to keep our doors open, so we can help you keep your doors open.

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Advice, insight, profiles and guides for established and aspiring entrepreneurs worldwide. Home of Entrepreneur magazine.

Many of our clients are franchisees who have had to pick a location for their small business. Here's a post from that discusses how to pick the best location for your franchise. While we don't fund brand new business without an established track record, we do fund established business with 3 months of revenue totally $100K. If you own a franchise and you're looking to move locations, that is certainly a large capital expenditure and we can help. Just contact us today to apply for the working capital that will help you move your existing business or even open a new location. We're here to help, so get in touch with us today on Facebook (right here!) or visit our website at to apply right on our home page. We'll get you a fast answer and help you fill in your working capital needs!

How can you talk about site selection without mentioning "location, location, location"? There, we did it. Now, let's dig deeper.