Know the difference between Permanent and Term Insurance:
Term insurance can be a more cost-effective option. It does not build up cash value, but can offer a lower premium insurance option.
Permanent insurance establishes a death benefit amount and also builds cash value that can be accessed, if needed, during your life
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Though life insurance is not a necessity for everyone, life insurance can provide financial help to your family by covering final expenses in the event of a death. Unfortunately, many people are underinsured or have the wrong policy. Learn more about the differences in policies and determine how much life insurance you need.
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