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Our goals here are simple, difficult but simple - leave our big corporate jobs forever in 18 months, be the best parents we can, change our lives, save the world.

Our Goals
Money can be a complex and daunting topic. But our goals here are simple. Difficult, but simple. Our first is the most basic. Leave our corporate jobs forever by the time our daughter turns 3. She …
grizzlymomanddad.com

So this is what we're fighting for...

Rural Kansas Fights to Save Grocery Shops
For years, small-town stores have been shuttered by the likes of Walmart and Dollar General. Now communities are finding clever ways to fight back.
ozy.com
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Posts

Exactly what we experienced.

San Francisco was the place to be for people in tech. Then it wasn't.
Why tech industry workers are leaving the Bay Area.
mashable.com

Time to start looking for some other investment opportunities.

What to do When the Stock Market is Crazy | Grizzly Mom and Dad
A few weeks back I posted some doom and gloom about the current state of the stock market. I stand by that post. Stock market valuations are above almost anything seen in history coupled with dismal outlooks for future growth. The best description I can give of the current state of public markets to...
grizzlymomanddad.com

Finding meaning in this crazy little world of ours is tough.

Finding Meaning | Grizzly Mom and Dad
So here's a rather deep question - what gives our life meaning? Where did we find meaning? Grizzly Mom and I have been struggling with this question a lot since we both quit our respective jobs in Big Tech and Big Law. One of the first things we realized when embarking down this path is just how muc...
grizzlymomanddad.com

It's been a little over a year since we started this little blog about our lives and finances. Hope you guys have enjoyed it 😀 Back to our first post!

The Lucky Ones | Grizzly Mom and Dad
We're going to be writing about money, life, and how those two things are intimately intertwined. We'll take an occasional detour to talk about philosophy, economics, business and maybe even a little law from Mrs. Grizzly. But we're going to focus on cold hard cash and the chains or freedom that com...
grizzlymomanddad.com

401k Plans can be great. But all too often they're excellent ways to steal huge amounts of money in management fees from those least able to afford them.

Stealing Money from Teachers in 3 Easy Steps: 401k/403b Plans | Grizzly Mom and Dad
In general, the Grizzlies are a Huge fan of 401ks and various tax-advantaged accounts. There are many cool things that you can do with them - from building ROTH withdrawal ladders, to paying for medical care, to shielding large amounts of money from taxes. Overall, they are great tools that should b...
grizzlymomanddad.com

Bottom line - the stock market has NEVER been more expensive. Be careful.

Stock Market Valuations | Grizzly Mom and Dad
It's been a couple weeks since my last post. I spent much of that time engaging in a bit more economic research then is good for me. Days and days spent staring at GDP statistics and bond yields is not the best for one's health. This post is going to be a bit long because we have a ton to cover. I t...
grizzlymomanddad.com

Buyer beware. I haven't waded into this controversy before, but the cryptocurrency market has a potential ticking time bomb at its heart. Be careful.

Bitcon, Bubbles, and Massive Fraud | Grizzly Mom and Dad
So I quite honestly hate to wade into this territory, but I'm doing so as a public service to folks who read this little blog of ours. Bitcoin and other cryptocurrencies are all the rage right now. Hordes of people want them, many think that they're "going to the moooon!" You can't swing a bag of fi...
grizzlymomanddad.com

If you're currently working 80 hour weeks in SF or NYC, you should come see what you're missing!

A Paean to Mid-Sized US Cities | Grizzly Mom and Dad
So the Grizzlies recently moved back to the Midwest - Kansas City specifically. Home of The Royals; good BBQ; mid-western values; strangely enough, Robert Heinlein (the Wikipedia page for People from Kansas City is full of awesome folks!), and Grizzly Dad. The city itself has a bunch of nicknames: B...
grizzlymomanddad.com

Bailing out of a couple of corporate jobs was worth it.

Teaching a Little Girl to Swim | Grizzly Mom and Dad
What's the point of all this? Why should someone scrimp and save? Drive old cars? Cook dinners at home? Not buy the most expensive house they can afford? You only live once and you can't take it with you, so why shouldn't you just enjoy your money while it's coming it? For me, it all comes down to o...
grizzlymomanddad.com

BI isn't our favorite source of news - but a good follow up to why we decided to exit the Bay Area housing market when we did.

An indicator of future home sales in San Francisco is plunging
San Francisco's home prices are famously ludicrous.
businessinsider.com

Are we set for another real-estate bubble? Believe what you want, but these are just some of the trends that convinced us to sell our house in the Bay Area.

Let's talk about housing prices | Grizzly Mom and Dad
In my last post, I talked a little about the Grizzly's experience in the Bay Area housing market. For the two of us, it was an amazing opportunity - we made about $500k from an initial $50k down in just 4 years, not bad returns if you can get them. But I want to take a step back and talk about some…
grizzlymomanddad.com

A little more wisdom from one of Grizzly Dad's B-school friends.

Practical Minimalism: How Less Stuff = More Happiness
Living out of a car made me realize: we don’t need much stuff.
medium.com

The Grizzlies got lucky in the Bay Area housing market, but it was time to take some cash off the table.

Goodbye Bay Area Housing Market | Grizzly Mom and Dad
The Bay Area is a strange (and difficult) place to buy a house. Purchasing in San Franciso and its surrounding towns feels a bit like getting on some sort of carnival ride from a hell- a roller coaster where they blindfold you, don't give you any seatbelts, and at the bottom of the first dip is a po...
grizzlymomanddad.com

We're back! With many exciting adventures to recount!

Where have we been!?! | Grizzly Mom and Dad
Welcome back to us! First, we both want to apologize for the lack of updates over the last few months. The best excuse we can give is that other things got in the way. What exactly were those other things? We'll write about each of them in a lot more detail as separate posts, but I'll run through th...
grizzlymomanddad.com

We spent a lot of our time at our jobs, after our move we want to spend a lot more time building a community.

Unmoored – Rebuilding a community | Grizzly Mom and Dad
As we undertake this journey to independence, Mrs. Grizzly and I have many opportunities to reflect on both benefits and problems of this society we've created. There are a LOT of benefits, don't anyone ever convince you otherwise. Beyond shiny gadgets and ridiculously fast cars, instant delivery of...
grizzlymomanddad.com