It's Whiteboard Wednesday day! This week, Jesse continues his trek through the "Invest like a Pro" book ($0.99 on Amazon, link in comments!) and talks about the concept of "rate of return".
Read more here: https://www.youneedabudget.com/the-investing-series-rate-o…/





Outside of this fairly common issues the layout of the site and the program itself is great and I'll continue to use it. See More






To be honest, it was really tough to shift my mindset/




Important news for YNAB Classic mobile users within! Make sure to update to the latest released version of the app to maintain functionality with the new Dropbox API changes.
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We still
❤️ you, YNAB 4 fans!
If you're in the market for a car, now might be a great time to pick up a certified used vehicle and save a bit of money!
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It's Contest Time! How many of you have set up a Wish Farm? We think this is such a neat way to keep track of things you really want, prioritize them, and start allocating money to them.
If you haven't tried it yet, now's your chance! Read the blog post, start your wish farm, and then comment below with a screenshot of your wish farm for a chance to win a free YNAB t-shirt!
A fundamental mental shift while using the YNAB method is "finding the money first". Rather than make an impulsive expenditure, check your budget category so that you don't end up eating part of your motorbike!
What "quick wins" have you had? Sometimes spending a little bit of time can turn into significant savings!
Good advice here, not just for millennials. If you're thinking that you don't make enough money to think about saving or investing, here's some handy tips to get started. The biggest thing is knowing where your money is going.
If you are going to share your life with someone, you cannot avoid talking about money. With an open, honest approach, and two-way communication, money talk can actually draw you closer as a couple. We show you how.
There are all different ages that people want to retire at, and for most people it’s probably something like as soon as possible! But let’s focus on how to retire at 50, since it’s a doable goal for a lot of people.
How can you make it happen?
While you are waiting for Mr. or Mrs. Right—take control of the things that you can change—your finances! Get serious about what is most important to you, start tracking every dollar, and make a plan. And when your soulmate sees that you love long walks on the beach and saving for your True Expenses, life will never be the same!
It's Memorial Day Weekend, and we're curious what you have planned.
🙂 Gunna have a BBQ, sit by the pool, or enjoy some family-friendly activities? Why not put on the official YNAB mixtape and jam to some top 40's hits remixed with budgeting lyrics?
New to YNAB and completely confused when someone starts talking about "Whack-a-Mole"? What the heck is zero-based budgeting, anyway? We've got ya covered with our handy Personal Budgeting Dictionary.



































