VA allows up to 4% in seller concessions, and closing costs are not included in that calculation (but prepaid items are). As long as the amount of your concession plus the amount of the prepaid items does not exceed 4% of the value of the property, the seller can pay!
I gave Joe a call last night and he called me back the next day. I am just beginning the mortgage process, and he explained all of my options thoroughly
. He was very patient with my many questions and... spoke with me himself for almost an hour. I highly recommend Joe as your place to get started with mortgages because he is so knowledgea ble and honest upfront.
Joe was an extremely essential part of my process in purchasing
my home in Brevard County. He is an excellent Mortgage Profession al. He is very sharp and responsive . Any questions or inquiries I ha...d, he would often respond within the hour! He really went the extra mile to gain my business. With Joe's help and experience , we were able to close on this bank owned home in a very short timeframe!