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  • Principal ConsultantOctober 2003 to presentKuala Lumpur, Malaysia
    My mission is to help families and businesses grow their assets and protect their financial future.

    My offering is always shariah-compliant and the most cost-effective. I provide consultancy for individuals and businesses in the area of:
    1. Income replacement program
    2. College / Hajj savings planning
    3. Major illness / medical expenses planning
    4. Employee, key-person & director benefit program
    5. Mortgage cancellation program
    6. Business continuation planning
    7. Retirement planning

    • Takaful (Shariah-compliant insurance)
    • Unit Trust / Mutual Fund
    • Hibah, Will & Trust
    • Private Retirement Scheme (PRS)

    • Family Takaful: MAA Takaful Berhad
    • General Takaful: Etiqa Takaful Berhad & Takaful Ikhlas Sdn Bhd
    • Unit Trust / Mutual Fund: MAAKL Mutual Berhad
    • PRS: Manulife Asset Management Services Berhad

    I have to admit I am not an expert in all facet of financial areas. In areas I am lacking in expertise, I will refer you to the trusted advisor most suited to your requirement.

    Please feel free to share your comments or questions by emailing me at
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