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Contest Official Rules

BY ENTERING THE CONTEST, YOU AGREE TO COMPLY WITH AND BE BOUND BY THE FOLLOWING OFFICIAL CONTEST RULES.

Contest Official Rules

1. NO PURCHASE NECESSARY. You do not need to be a policyholder, purchaser, or quoter to participate. A purchase or quote for a pet insurance product from Fairmont Specialty Insurance Agency (FSIA Insurance Agency in CA) 1208Massillon Rd., Suite G 200, Akron, OH 44306 (“Sponsor”) or any of its affiliated companies will not improve the chance of winning. Void where prohibited. Subject to all federal, state, and local laws. Participation requires Internet access.

2. ELIGIBILITY. To participate in the ASPCA Pet Health Insurance program contest you must:
- Be 18 years of age or older at the time of entry.
- Be a legal resident of the 50 United States or the District of Columbia, including APO/FPO addresses excluding Puerto Rico.
- Employees of Fairmont Specialty Insurance Agency, its parent, subsidiary and affiliated companies, advertising and promotion agencies, web site providers or other parties involved in any aspect with the creation, production, operation, execution and fulfillment of the Contest and the immediate family members (parents, siblings, children and spouse) and/or those living in the same household (whether or not related) of each are not eligible to win.

3. ENTRY PERIOD. This Contest begins at 12:01 p.m. Eastern Time (“EST”) on October 19, 2015, and ends at 11:59 p.m. EST of October 31, 2015 (The “Contest Period”).

4. HOW TO ENTER. One entry per person. There is (1) one method of entry for this Contest. Entrants must complete the entry form located on the dedicated landing (aspcapetinsurance.com/CostumeContest). Submitting an entry constitutes agreeing to the terms of these Official Rules and all decisions of Sponsor and/or its designee, which are final and binding in all respects. Sponsor is not responsible for incorrect, inaccurate or incomplete entry of information or for entries which are garbled, damaged, incompletely received, otherwise defective or lost due to any reason, all of which will be voided. Each submission of an Entry Form shall constitute an entry ("Entry").

ENTRY FORM REQUIREMENTS. Entry Form requires: full name, street address, city, state, ZIP code, email address, whether the entrant is an ASPCA Pet Health Insurance customer (to be used for informational purposes only), pet photo and agreement to the rules.

CONDITIONS APPLICABLE TO ALL ENTRIES. By submitting an entry (or accepting any prize), each Entrant understands and agrees that their first name and last initial will be shared on the ASPCA Pet Health Insurance blog (http://www.aspcapetinsurance.com/pet-insurance-blog/), Facebook Page, Twitter account, Pinterest account, Google+ page, and Instagram account at the discretion of the Sponsor without further compensation or review. If applicable, Sponsor reserves the right to crop any entry in whole or in part or request submitters to do so, in order to be viewable online. Entrant further agrees to release Sponsor from any and all claims that any such use by Sponsor, including any commercial advertising presentation, web content or any other material subsequently produced, presented and/or prepared by or on behalf of Sponsor, infringes the Entrant's rights with regard to any elements, characters or ideas contained in its Entry.

5. WHAT CAN I WIN? One winner will receive either a KONG Braidz Tiger Plush Dog Toy ($5.75) or KONG Softies Balloon Buddies Catnip Toy ($5.49), dependent upon the species of the pet submitted by the Entrant in the winning photo. The winning Entrant will be notified via email. The prize will be mailed to the Entrant no later than November 5, 2015. The winning Entrant is responsible for the reporting and payment of all federal, state and local taxes incurred by the acceptance of the prize. Prizes cannot be assigned, transferred, exchanged or otherwise redeemed. Sponsor is not responsible for any costs associated with accepting or otherwise using the prize. Acceptance of prize constitutes permission to the Sponsor and its agents to use winner's name, likeness, and Entry Piece (if applicable) for purposes of advertising and trade without further compensation, unless prohibited by law.

6. HOW DO I WIN? Once the Entry Period is over, one Entrant will be selected as Best Costume by a panel of judges representing the Sponsor. The winning Entrant will be selected based on creativity and photograph quality.The winning Entrant will be notified via the email address provided on the entry form and the prize will be mailed directly to the address the Entrant provided on the entry form within 5 business days.

Sponsor shall have no liability or responsibility if: (a) the prize is not redeemed by the winning Entrant by the due date specified in Prize Documents; or (b) if any mail addressed to the potential Winner is returned to Sponsor as undeliverable without a forwarding address or if potential Winner cannot be contacted for any reason; or (c) potential Winner is deemed ineligible or otherwise non-compliant with any aspect of these Official Rules. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSOR'S SOLE DISCRETION) WILL RESULT IN SUCH INDIVIDUAL'S DISQUALIFICATION AS A WINNER AND ALL PRIVILEGES DUE SUCH INDIVIDUAL WILL BE IMMEDIATELY TERMINATED AND AN ALTERNATE PRIZE WINNER WILL BE SELECTED. Potential winners may be subject to a background check, which must be satisfactory in Sponsor's absolute discretion. In the event the potential winner is ineligible to participate based upon the information contained in the background check, an alternate winner will be selected.

8. CONDUCT. By entering this Contest, each Entrant agrees to be bound by these Official Rules and by the decisions of the Sponsor and its judges and agents, which are final and binding in all matters relating to the Contest. Sponsor reserves the right at its sole discretion to disqualify and prohibit any Entrant from participating in the Contest or winning a prize who Sponsor suspects, in the sole discretion, of attempting to undermine the legitimate operation of the Contest by cheating, hacking, deception, or other unfair playing practices (including the use of automatic quick entry programs) or intending to annoy, abuse or threaten or harass any of the Sponsors' representatives or otherwise failing to comply with these Rules. NOTE: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER PERSON TO DAMAGE ANY WEB SITE ASSOCIATED WITH THE SPONSOR OR ITS AGENTS OR UNDERMINING THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAW, AND SPONSOR AND ITS AGENTS RESERVE THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.

9. RELEASE OF LIABILITY. Each winner, by acceptance of the prize, agrees on behalf of him/herself, his/her heirs, executors, representatives, assigns, administrators and next of kin to indemnify, hold harmless and release Facebook, Twitter, the Sponsor, its parent, subsidiary and affiliated businesses and each of their officers, directors, shareholders, employees, advisors, assignees, agents, representatives and any other person or entity associated with this Contest from any and all liability claims or actions of any kind with respect to or in any way arising from this Contest, participation in any Contest-related activity; and/or delivery/misdelivery, acceptance, possession, use, or misuse of a prize, including, but not limited to, liability for personal injury, bodily injury (including wrongful death or disability), damage to property, and damage or loss of any other kind. Sponsor is not responsible for any incorrect or inaccurate information, whether caused by Web site users or by any of the equipment or programming associated with or used in the Contest or by any technical or human error that might occur in the processing of Contest Entries. Sponsor assumes no responsibility for any error; omission; interruption; deletion; defect; delay in operation or transmission; communications-line failure; or theft, destruction, unauthorized access to, or alteration of Entries. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines; computer online systems, servers, or providers; computer equipment; software; or failure of e-mail or entry on account of technical problems or traffic congestion on the Internet or at any Web site or combination thereof, including injury or damage to participant's or to any person's computer related to or resulting from participating in this Contest, downloading materials from Sponsor's Web site. Sponsor is not responsible for cheating or fraud by any participant. Any activities intended to disrupt or interfere with the Contest or defraud Sponsor in any way will be prosecuted to the fullest extent of the law. Participants who engage in any of the foregoing activities will be disqualified and will forfeit any prizes won. If, for any reason, the Contest is not capable of running as planned, due to, without limitation, infection by computer virus, worm, or bugs; tampering; unauthorized intervention; fraud; technical failures; or any other causes beyond the control of Sponsor that, in the sole opinion of Sponsor, could corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Contest, Sponsor reserves the right, at its sole discretion, to cancel, terminate, modify, or suspend the Contest. Sponsor is not responsible for any typographical or other error in the printing of these Official Rules or any materials associated with the administration of the Contest or the announcement of the prize. In all events, the sole maximum liability of Sponsor and its affiliates shall be limited to any of the prize(s) set forth herein.

10. CHOICE OF LAW. Except where prohibited by law, all issues and questions concerning the constitution, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the participant and the Sponsor in connection with this Contest, shall be governed by, and construed in accordance with, the laws of the State of Ohio in the U.S., without giving effect to any choice of law or conflict of law rules (whether of the State of Ohio, or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Ohio in the U.S.

11. PRIVACY. Information Entrants provide to Sponsor will be used to communicate with Entrants regarding this Contest and otherwise as set forth in these Official Rules, as well as to contact Entrants at a later date with respect to other products and services and product enhancements which the Sponsor believes may be of interest to them. By submitting an entry on-line to Sponsor, all Entrants acknowledge and agree that the personal information that they have provided will be maintained on Fairmont Specialty Insurance Agency’s server in accordance with Fairmont Specialty Insurance Agency’s Privacy Policy (http://www.aspcapetinsurance.com/privacy-policy.aspx).

12. PUBLICITY CONSENT. By submitting an entry or accepting a prize, where permitted by law, each winner grants to Sponsor (and agrees to confirm that grant in writing) and those acting pursuant to the authority of Sponsor the irrevocable right without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter developed, including, but not limited to, the World Wide Web, in perpetuity and throughout the universe, his/her Entry, including, without limitation, the entry and winner's name, portrait, picture, voice, likeness, image or statements about the Contest, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation.

13. WINNER'S IDENTITY & OFFICIAL RULES. Prize winners' name, state of residence and Entry Piece (if applicable), as well as a version of these Official Rules, suitable for printing, will be posted on the Sponsor's web site and the ASPCA Pet Health Insurance page on Facebook, at Sponsor's discretion.

14. SPONSOR. Fairmont Specialty Insurance Agency / ASPCA Pet Health Insurance program 1208 Massillon Rd., Suite G 200, Akron, Ohio 44306 sponsors this Contest. Sponsor reserves the right to cancel the Contest at any time and substitute another promotion in its place.

15. FACEBOOK AND TWITTER. This Contest is in no way sponsored, endorsed or administered by, or associated with, Facebook or Twitter. You understand that you are providing your information to Fairmont Specialty Insurance Agency and not to Facebook or Twitter.

16. ASPCA. This Contest is in no way sponsored, endorsed or administered by, or associated with, the American Society for the Prevention of Cruelty to Animals (ASPCA). ASPCA Pet Health Insurance is an insurance program that is provided and administered by Fairmont Specialty Insurance Agency, not the ASPCA. In exchange for the use of the ASPCA® trademarks, the ASPCA is paid a royalty fee.