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STEP BY STEP PRE-PURCHASE WORKSHOP - MARCH 7, 2018!

-Are you thinking about or hoping to purchase your first home?
-Do you know how much you can afford to pay each month for your mortgage?
-Are you familiar with the mortgage process and homeowners insurance?...
-Do you know the role of the Realtor, Home Inspector and Real Estate Attorney in your home purchase?
-Do you know there are resources available to help?

If you would like to learn more about this workshop please contact our office at cjhrc@verizon.net or call (908) 704-9649 mailbox #7

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Saving money for future needs can be difficult, especially while you are trying to keep up with your current bills. Did you know that CJHRC's Savings Match Program can assist low and moderate income approved households in saving for a specific goal? For every dollar deposited in your savings account, CJHRC will provide matching funds at a rate of 4:1 up to a maximum of $1200. For more information, please call us at 908-704-9659 or email us at cjhrc@verizon.net

http://www.cjhrc.org/images/Savings_Match_Flyer.pdf

cjhrc.org
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3 BR Condo for sale in Franklin Park at Society Hill III
$201, 056.00 - Negotiable

Assistance grants available!

...

This unit is part of the NJ Affordable Housing (Mt. Laurel) Program

Features: 3BR/1 bath, 3rd floor unit, laundry/utility room, central A/C, large living area, eat-in kitchen, large custom closet in master bedroom, attic storage, balcony, and assigned parking space. Also, walking distance to stores, Rte. 27, Rte. 1, bus stop, train station, basketball court, tennis courts, tot lot, swimming pool and clubhouse.

Upgrades: Newer A/C and heating unit, New flooring in kitchen and bath, New sink and toilet, Recessed lighting throughout, New carpeting throughout

Included in sale: Washer/dryer, Refrigerator

Monthly maintenance fees: (approximately) $73.52 per month
Annual real estate taxes (approximately) $4,800.00

NOTES: Single persons may not apply for 3 BR units. Applicants must be certified as income eligible by Central Jersey Housing Resource Center. Please call 908-704-9659 to begin the application process. Applicants must meet income requirements and submit a written mortgage pre-approval with a specific amount that covers the difference between down payment and purchase price. Applicants must have all required down payment and closing fee funds.

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Central Jersey Housing Resource Center (CJHRC) would like to thank the Affinity Federal Credit Union Foundation for their recent donation. The support we receive from our generous funders enables us to continue helping our clients reach their housing goals. Pictured here is CJHRC's Executive Director, Sharon Clark (middle) with Oscar Cordoba, Business Development Officer, Affinity Federal Credit Union (left) and Grant T. Gallagher, External Affairs & Financial Education Manager, AFCU Foundation (right). Affinity Federal Credit Union Foundation

For a full list of our financial supporters, please visit http://www.cjhrc.org/financial-supporters

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Centerbridge I, a HUD-subsidized 62 and over complex in Bridgewater, is opening its waitlist and will be taking applications on February 14th and 15th from 9:00am - 2:00pm. Application packets can be picked up at the office. For more information, please feel free to contact Julia Chiou, the resident manager, at (908) 725-7899.

2 BR Condo Moderate Income Condo For Sale in Franklin Township At Society Hill III - $178,600.00

Assistance grants available! This unit is part of the NJ Affordable Housing (Mt. Laurel) Program

Features: 2BR/1 bath, 3rd floor unit, laundry/utility room, central A/C, eat-in kitchen, balcony, large living area, walk-in closet in master bedroom, assigned parking space. Also, walking distance to stores, Rte. 27, Rte. 1, bus stop, close to train station, tennis courts, tot lot, ...swimming pool and clubhouse.

Upgrades: New Pergo Floor, New Water Heater, Updated Bathroom in 2015

Maintenance fees: (approximately) $78.00 per month
Annual real estate taxes: (approximately) $3,990.00

NOTES: Applicants must be certified by Central Jersey Housing Resource Center. Applicants must meet income requirements and submit a written mortgage pre-approval with a specific amount that covers the difference between down payment and purchase price. Applicants must have all required down payment and closing fee funds.

Applicants are usually required to go into a random selection (lottery) before being offered a unit. Please call for application and information regarding assistance grants.

APPLICANTS (MUST FIRST ATTEND A FREE PRE-PURCHASE SEMINAR HELD BY CJHRC) MAY QUALIFY FOR A SPECIAL DOWN PAYMENT AFFORDABILITY ASSISTANCE GRANT UP TO $20,000.

TO APPLY PLEASE CONTACT CJHRC AT 908-704-9659

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3 BR Condo for sale in Franklin Township at Society Hill III

Moderate-income unit available $155,000

Assistance grants available! This unit is part of the NJ Affordable Housing (Mt. Laurel) Program

...

Features: 3BR/1 bath, 2nd floor unit, laundry/utility room, central A/C, large living area, eat-in kitchen, walk-in closet in main bedroom, attic storage, balcony, and assigned parking space. Also, walking distance to stores, Rte. 27, Rte. 1, bus stop, train station, basketball court, tennis courts, tot lot, swimming pool and clubhouse.

Upgrades: new furnace, new water heater, new kitchen floor, new carpeting in bedrooms, hardwood floor in living room and hallway, brand new vanity, faucets in bathroom, new stove vent fan with light and filters, new closet doors in all bedrooms.

Included in sale: washer and dryer

Monthly maintenance fees: (approximately) $69.00 per month
Annual real estate taxes (approximately) $3,700

NOTES: Single persons may not apply for 3 BR units. Applicants must be certified as income eligible by Central Jersey Housing Resource Center. Please call 908-704-9659 to begin the application process. Applicants must meet income requirements and submit a written mortgage pre-approval with a specific amount that covers the difference between down payment and purchase price. Applicants must have all required down payment and closing fee funds.

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3 BR Condo for Sale in Franklin Township at Beacon Hill -
moderate-income unit available for $180,000 NEGOTIABLE
This unit is part of the NJ Affordable Housing (Mt. Laurel) Program

Features: 3BR/1 bath, 1st floor unit, laundry/utility room/storage, central A/C, eat-in kitchen, large living area, large closet in master bedroom, assigned parking space, patio area and beautiful views. Also, walking distance to stores, Rte. 27, Rte. 1, bus stop, close to train station, tennis... courts, tot lot, swimming pool and clubhouse.

Included In Sale Price: ALL APPLIANCES

Upgrades: New water heater; New tub, sink, toilet and tile in bathroom; New porcelain tile floor in living room, dining room and hallway; New washer/dryer, refrigerator and stove.

Maintenance fees: (approximately) $83.00 per month
Annual real estate taxes (approximately) $4,560.00

NOTES: Single persons may not apply for 3BR units. Applicants must be certified by Central Jersey Housing Resource Center. Applicants must meet income requirements and submit a written mortgage pre-approval with a specific amount that covers the difference between down payment and purchase price. Applicants must have all required down payment and closing fee funds.

APPLICANTS (MUST FIRST ATTEND A FREE PRE-PURCHASE SEMINAR HELD BY CJHRC) MAY QUALIFY FOR A SPECIAL DOWN PAYMENT AFFORDABILITY ASSISTANCE GRANT UP TO $20,000.

TO APPLY PLEASE CONTACT CJHRC AT 908-203-4560. IF YOU HAVE A LANGUAGE BARRIER PLEASE ADVISE AT THE TIME YOU CONTACT US SO WE CAN TRY TO ACCOMMODATE YOU.

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3 BR Condo for Sale in Franklin Township at Beacon Hill
Assistance grants available!

3 BR moderate-income unit available for $195,000 NEGOTIABLE
This unit is part of the NJ Affordable Housing (Mt. Laurel) Program

...

Features: 3BR/1 bath, 1st floor unit, laundry/utility room/storage, central A/C, eat-in kitchen, large living area, large closet in master bedroom, assigned parking space, patio area and beautiful views. Also, walking distance to stores, Rte. 27, Rte. 1, bus stop, close to train station, tennis courts, tot lot, swimming pool and clubhouse.

Included In Sale Price: washer, dryer, refrigerator, dishwasher, humidifier attached to central air unit with PSE&G energy saving switch with discount each month

Upgrades: newly, painted, ceramic tiles in bathroom, new tiles floor in kitchen, all windows in unit inspected and re-sealed

Maintenance fees: (approximately) $70.00 per month
Annual real estate taxes (approximately) $4,184

NOTES: Single persons may not apply for 3BR units. Applicants must be certified by Central Jersey Housing Resource Center. Applicants must meet income requirements and submit a written mortgage pre-approval with a specific amount that covers the difference between down payment and purchase price. Applicants must have all required down payment and closing fee funds.

Applicants are usually required to go into a random selection (lottery) before being offered a unit. Please call for application and information regarding assistance grants.

APPLICANTS (MUST FIRST ATTEND A FREE PRE-PURCHASE SEMINAR HELD BY CJHRC) MAY QUALIFY FOR A SPECIAL DOWN PAYMENT AFFORDABILITY ASSISTANCE GRANT UP TO $20,000.

TO APPLY PLEASE CONTACT CJHRC AT 908-704-9659. IF YOU HAVE A LANGUAGE BARRIER PLEASE ADVISE AT THE TIME YOU CONTACT US SO WE CAN TRY TO ACCOMMODATE YOU.

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3 BR Condo for sale in Green Brook at Mountainview

Moderate income unit available $189,000 or BEST OFFER

Assistance grants available! This unit is part of the NJ Affordable Housing (Mt. Laurel) Program

...

Features: 3BR/1 Bath, 2nd Floor Unit, Laundry/Utility Room, Central Air Conditioning, Large Kitchen, Assigned Parking Space, Large Living Area, End Unit. Also, walking distance to stores and to Route 22 and close to Route 287. Development has tennis courts, tot lot, swimming pool and clubhouse

Upgrades: Newer gas stove with mounted microwave above; Newer tile flooring in entryway, kitchen and dining areas; newer carpeting in all bedrooms; Chandelier in dining area; Newer bathroom light fixture

Included in sale: Stackable washer and dryer

Monthly Maintenance Fees: $162.00
Annual Real Estate Taxes (approximate): $4224.00

Notes: Single persons may not apply for 3 BR units. Applicants must be certified as income eligible by Central Jersey Housing Resource Center. Please call 908-203-4560 to begin the application process. Applicants must meet income requirements and submit a written mortgage pre-approval with a specific amount that covers the difference between down payment and purchase price. Applicants must have all required down payment and closing fee funds.

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2 BR Condo for sale in Green Brook at Mountainview

Moderate income unit available $174,717.00

Assistance grants available! This unit is part of the NJ Affordable Housing (Mt. Laurel) Program

...

Features: 2BR/1 Bath, 3rd Floor Unit, Laundry/Utility Room, Central Air Conditioning, Large Kitchen, Assigned Parking Space, Large Living Area. Also, walking distance to stores and to Route 22 and close to Route 287. Development has tennis courts, tot lot, swimming pool and clubhouse

Upgrades: New carpeting in the living room and 2nd bedroom; laminated flooring in kitchen, dining and entryway; ceramic tile bathroom and new fixture; granite countertops in kitchen; stainless steel vent and self-cleaning stove; new hot water tank and house water filter.

NOT INCLUDED IN SALE (negotiable): Refrigerator, washer/dryer and area rugs

Monthly Maintenance Fees: $170.00
Annual Real Estate Taxes (approximate): $4200.00

Notes: Single persons may not apply for 3 BR units. Applicants must be certified as income eligible by Central Jersey Housing Resource Center. Please call (908) 203-4560 to begin the application process. Applicants must meet income requirements and submit a written mortgage pre-approval with a specific amount that covers the difference between down payment and purchase price. Applicants must have all required down payment and closing fee funds.

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Don't forget, our financial literacy class is next week and there is still time to register. Hope to see you there!

Central Jersey Housing Resource Center (CJHRC)

FREE FINANCIAL LITERACY WORKSHOP - FEBRUARY 15
According to Debt.com, 43% of us struggle to pay our bills and 34% are suffering "material hardships", including ...running out of food, not being able to afford a place to live, or lacking the money to seek medical treatment.

-When you think of your monthly financial obligations, are you overwhelmed?
-Credit is Important - Do you know and understand your score?
-Do you know your Debt to Income Ratio?
-Do you want a free "soft pull" tri-merge credit report?
-Do you know there are resources available to help?

If you answered yes to any of the questions above, this workshop may be for you.
Registration is required by Thursday, February 8th. Please contact our office at cjhrc@verizon.net or call (908) 704-9649 mailbox #7

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FREE FINANCIAL LITERACY WORKSHOP - FEBRUARY 15
According to Debt.com, 43% of us struggle to pay our bills and 34% are suffering "material hardships", including running out of food, not being able to afford a place to live, or lacking the money to seek medical treatment.

-When you think of your monthly financial obligations, are you overwhelmed?
-Credit is Important - Do you know and understand your score?...
-Do you know your Debt to Income Ratio?
-Do you want a free "soft pull" tri-merge credit report?
-Do you know there are resources available to help?

If you answered yes to any of the questions above, this workshop may be for you.
Registration is required by Thursday, February 8th. Please contact our office at cjhrc@verizon.net or call (908) 704-9649 mailbox #7

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Accepting applications for one and two bedroom low income apartments in Franklin Township at Somerset Park, with anticipated availability within the next several months. These units are being offered under the State of New Jersey (Mt. Laurel) Affordable Housing Program.

Rent: Ranges from $725 - $906 per month plus utilities. Tenant pays gas, electric, water and sewer (billed quarterly)

Features: 1 and 2 BR, 1 bath, washer/dryer, refrigerator included, dishwasher, central ai...r conditioning

Pet policy: Up to two pets allowed under 25lbs each, with a $350.00 non refundable pet damage deposit and $25.00 per pet per month fee.

NOTE: Applicants must first be certified through Central Jersey Housing Resource Center (CJHRC). Applicants must have good credit and pass credit and background check with the landlord. Applicants must show proof of funds for 1st month rent and month and a half security.

For more information or to request an application, please call (908) 704-8901 or (908) 704-9659.

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Great rental opportunity! 1 BR Low Income unit available February 10th at Whispering Hills, Warren Township in Somerset County!
Rent: $937.05 plus utilities (Residents are billed separately for water, sewer, gas and electricity).
This unit is being offered under the State of New Jersey (Mt. Laurel) Affordable Housing Program.
Features: 1 BR/1 Bath, washer/dryer hook-up in each unit, garbage pick-up and snow removal included, eat-in kitchen, stove, refrigerator, dishwasher..., central air conditioning with individual thermostats, walk in closet in master bedroom, wall to wall carpeting, all units have patios or decks.
Pet Policy: Pets are not permitted

*Applicants must first be certified through Central Jersey Housing Resource Center (CJHRC). Applicants must have good credit, with a credit score of 675 or greater. To request an application, please call 908-203-4560; if you reach the voicemail please select mailbox #5.

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Somerset County residents, be on alert should you get a phone call about not reporting for jury duty!