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Only second rate economists from university argue against this.
With the usual 'time value of money' nonsense.
So that gets quickly done away with. Which flabergasts them, because it has been sold to them as Modern Economics' most fundamental paradigm.
...How can somebody just railroad Modernity's main achievement in the 'dismal science'?
Experienced economists within the academic realm know full well that Usury and Capitalism are One.
And they won't argue the below, because they know they can't win.
So they ignore it.
And since the rest is mostly clueless, they get away with it too.
Even in the face of this utter monstrosity of a debt.
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