Thanks for sharing Rachel!
Debating whether or not to sign up with USMS?
Note the "Failure to Comply" section at the bottom. :-0
Signing up helps ensure that you have a practice to atte...nd!
Insurance and Membership in USMS
U.S. Masters Swimming provides many benefits to team and swimmers, including accident and liability insurance! With this great insurance benefit, we must follow the rules for the insurance to be valid.
The USMS Participant Accident policy provides excess Accident Medical insurance coverage for USMS registered members (including guest members) and volunteers during USMS sanctioned or approved activities, including sanctioned meets, supervised practices, and pre-approved events. The policy also provides Accidental Death & Dismemberment (AD&D) and Temporary Total Disability benefits to USMS members and event volunteers who are injured in connection with USMS sanctioned or approved activities
USMS also provides General Liability (and Excess Liability) coverage for liability claims brought by third parties alleging bodily injury, property damage, and personal or advertising injury arising out of USMS sanctioned events or approved activities. Named Insureds under the USMS liability policies include the LMSC’s, registered members, clubs, club chapters, workout groups, event hosts, employees and volunteers.
This U.S. Masters Swimming insurance is included in your membership; you have paid for it. However, the insurance is only valid if the rules are followed. You must have a coach on deck who is registered with USMS and all swimmers in your practice lane, meet, or event must be registered with USMS. If even one person in your practice or event is not registered, then you are not covered by the insurance described above.
Have a friend who wants to try masters swimming for one practice? They must be registered. Go to: http://www.usms.org/content/referafriend
You know someone who wants to try several practice’s before making a full commitment? They must be registered. Go to: http://www.usms.org/…/lmschb/gto_reg_30daytryout_regform.pdf
As of April 1st 2018, GRIN will require that all swimmers be registered with USMS.
Failure to Comply: Teams not in compliance with the above requirement would face the revocation of the club or workout group membership in U.S. Masters Swimming. This revocation of membership will terminate the liability coverage provided by U.S. Masters Swimming and could cause swimmers to lose liability coverage. All non-registered swimmers will also lose Top Ten designations in individual and relay events.
Some shoulder exercises to help you all stay in the pool without injury.